Metro 2 specialists
12,000+ clients served
Nineteen quick questions. We score your file 0 to 100, slot you into one of 3 stages (Foundation, Growth, Funding), and email a personalized PDF showing the exact next move. No credit pull. No script. No fluff.
Personalized PDF with your score, stage, and a tailored next move. We do not sell or share email addresses.
By continuing, you agree to receive your Readiness Score PDF and follow-up emails from Online Credit Repair. Reply STOP to unsubscribe at any time. No credit repair company can lawfully guarantee removal of any specific item.
A personalized PDF is on its way. Want to skip the wait? Start your stage-appropriate next move now.
Start my plan"Three collections came off in cycle one. I went from 540s to 680s in about 90 days. They explained the Metro 2 angle so I actually understood what was happening."
"DisputeGoat let me clean up 11 inquiries and 2 charge-offs by myself. I'm not a credit guy. The software just told me the next move every week."
"Got $80k in business credit in 6 months without touching my personal score. Kevin walked me through the fundability checks every Monday. Worth every dollar."
I've been doing credit repair since 2013. I built Online Credit Repair because most of the industry was selling templates that bureaus dismiss in 15 seconds. We dispute on Metro 2 compliance, the data-reporting standard furnishers are legally required to follow.
This quiz exists because the right move depends on your file. A 540 with collections needs a different play than a 720 trying to fund a business. Answer 20 questions and I will tell you what I would do if your file landed on my desk Monday morning.
Your readiness score routes you to the path your file is actually ready for. Same A.B.C. protocol, different starting line.
Your file needs structured help. Our case team handles the Metro 2 disputes, the round-2 fights, and the monthly progress report. Members see their first removal in cycle one.
Your file is workable and you are ready to drive. DisputeGoat puts the same dispute engine in your hands. Low monthly cost, full control.
Personal credit is in shape. Time to build business credit and funding without your personal score on the line. One-on-one coaching, weekly accountability.